Experimental Alzheimer's drug shows early promise (AP)

AP - For the first time, an experimental drug shows promise for halting the progression of Alzheimer's disease by taking a new approach: breaking up the protein tangles that clog victims' brains.

You can get cheaper health insurance that won't hurt you down the road if you know the right steps to take. I'll share different tips that will help you cut down your cost massively in this article...

1. You'll pay less for health insurance if you join a PPO or Preferred Provider Organization. It is more expensive than an HMO and also offers more choices.

It is up to you to check the value you will get with what you will save to choose if it will serve you better than traditional health insurance. If saving is the priority, you'll actually make more savings by joining a PPO instead of buying normal health insurance.

2. If you want a discount, buy your health insurance policy from the same insurer you bought your other policies from. it's called a multi-policy discount.

On the other hand, the total amount you may save may still pale into significance if compared with savings you'll make by getting your policies from different insurers.

3. You can lower your costs by using free clinics. These are good opportunities for you to get professional medical advice and have routine check up. Clinics like these are normally rendered as community service.

4. If in your case it's hard to locate a regular health insurance carrier due to an unfavorable medical history you can make use of COBRA insurance. By the way COBRA is the abbreviation for Consolidated Omnibus Budget Reconciliation Act of 1985.

5. A good number of policies impose unreasonable limits. The highest amount an insurer will pay out if a policyholder develops a catastrophic health condition is worth considering. Shop for a better insure and do not just settle for it if you consider what they have as their limits are unreasonable.

Also make sure that you check that the maximum you will be required to pay for treatments within a year is fine with you. Like in the previous case, start shopping for a better health insurance company if it is not good enough.

6. The most vital route to massive savings in health insurance is comparison shopping -- Given that you do it right. You can get quotes that will have a range in excess of $1,000. You could conveniently save so much by simply choosing the lowest quote. That should apply if you're simply after the lowest price.

Howbeit, if you want the best value to price ratio then you would have to look at the details of the cheapest quotes. Different insurance companies may have different exclusions for similar policies. It's a good idea to ask the agent what's part of the deal and what's not.

Here are great pages for health insurance quotes...

InsureMe Health Insurance Quotes

Health Insurance Quotes

Chimezirim Odimba writes on insurance.

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